Accounts
Savings account
Our savings accounts are designed to suit your personal banking needs as you grow. Whether you are saving towards a particular project or just setting money aside for rainy day expenses, BC Kash’s savings account will help you to achieve your saving goal and give you the peace of mind that comes from knowing you are equipped for the unexpected.
Features and Benefits
- Earns highly competitive interest rates
- You get a debit card to access your money at any time
- E-banking options including mobile banking and ATMs
- *540*227*Amount# to buy your airtime
- Email/SMS alert


Current account
Open a BC Kash current account with full account requirement that allows you perform 3rd party or business transactions with ease and enjoy the convenience that comes with owning a BC Kash current account.
Features and Benefits
- Enjoy the benefits that comes with a savings account
- Personalized cheque book
Children’s savings plan
Planning for the future of your children!
This is a medium/long term savings plan opened for children by their parents /guardians to safeguard the future of their children or wards. It helps the parents plan and work towards sending their children to the best schools of their choice. Parents can save towards their children’s school fees and their university education.
Features
- Minimum savings period of 3 months
- Minimum opening balance of ₦5,000.00
- Attractive interest rate
Benefits
- Access to school fees relief loan without tampering with the plan
- Helps parents to save towards their children’s school fees
- Helps to reduce financial burden on the parents
- Higher interest rate, more than the usual savings account
- Flexibility in payments – Parents or guardians can pay in monies into the account at any given time but it is mandatory that a deposit is made into the account at least once a month.


Future savings plan
BCKASH future savings plan is a long-term savings plan that involves a consistent savings of funds monthly or weekly to meet future financial obligations. It is a product designed for individuals who are gainfully employed or that earn income monthly and are saving toward a long-term project.
The product is aimed at encouraging the savings culture of people.
It is a treasury product that its duration varies from minimum of 1 year to a maximum of 5years. The minimum amount that can be invested (i.e. monthly contribution) is the sum of N1,000.00(One thousand naira). The product will attract a minimum rate of 5%p.a. as the case maybe with a minimum monthly savings of N1,000.
Features
- It is Long term
- It has a competitive higher interest rate
- Open to all i.e. employees in the public and private sector etc
- Flexibility in contribution. One can increase his/her payments any time as your income improves
Benefits
- Target savings plan for major projects like property acquisition and business capital, etc
- Guaranteed rate of return---which makes it a low risk option
- Rate of return not only higher than most deposit rates but outperforms inflationary rate
- Helps to cultivate disciplined and consistent saving habits
- Assists to mop fund to set up personal business or investment in real estate/capital market
- Easy and cheaper access to loans to purchase land, pay school fees, Business capital etc