Savings account
Our savings accounts are designed to suit your personal banking needs as you grow. Whether you are saving towards a particular project or just setting money aside for rainy day expenses, BC Kash’s savings account will help you to achieve your saving goal and give you the peace of mind that comes from knowing you are equipped for the unexpected.
Features and Benefits
Earns highly competitive interest rates
You get a debit card to access your money at any time
E-banking options including mobile banking and ATMs
*540*227*Amount# to buy your airtime
Email/SMS alert
Current account
Open a BC Kash current account with full account requirement that allows you perform 3rd party or business transactions with ease and enjoy the convenience that comes with owning a BC Kash current account.
Features and Benefits
Enjoy the benefits that comes with a savings account
Personalized cheque book
Children’s savings plan
This is a medium/long term savings plan opened for children by their parents /guardians to safeguard the future of their children or wards. It helps the parents plan and work towards sending their children to the best schools of their choice. Parents can save towards their children’s school fees and their university education.
Minimum savings period of 3 months
Minimum opening balance of ₦5,000.00
Attractive interest rate
Access to school fees relief loan without tampering with the plan
Helps parents to save towards their children’s school fees
Helps to reduce financial burden on the parents
Higher interest rate, more than the usual savings account
Flexibility in payments – Parents or guardians can pay in monies into the account at any given time but it is mandatory that a deposit is made into the account at least once a month.
Future savings plan
BCKASH future savings plan is a long-term savings plan that involves a consistent savings of funds monthly or weekly to meet future financial obligations. It is a product designed for individuals who are gainfully employed or that earn income monthly and are saving toward a long-term project. The product is aimed at encouraging the savings culture of people.
It is a treasury product that its duration varies from minimum of 1 year to a maximum of 5years. The minimum amount that can be invested (i.e. monthly contribution) is the sum of N1,000.00(One thousand naira). The product will attract a minimum rate of 5%p.a. as the case maybe with a minimum monthly savings of N1,000..
It is Long term
It has a competitive higher interest rate
Open to all i.e. employees in the public and private sector etc
Flexibility in contribution. One can increase his/her payments any time as your income improves
Target savings plan for major projects like property acquisition and business capital, etc
Guaranteed rate of return---which makes it a low risk option
Guaranteed rate of return---which makes it a low risk option
Helps to cultivate disciplined and consistent saving habits
Assists to mop fund to set up personal business or investment in real estate/capital market
Easy and cheaper access to loans to purchase land, pay school fees, Business capital etc
