Privacy Policy
Effective Date: May, 2024
Welcome to BC Kash Microfinance Bank Limited. Your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website www.bckashmfb.com.ng and use our services. Please read this policy carefully to understand our practices regarding your personal information.
1. Information We Collect
We collect information to provide better services to our customers. The types of information we collect include:
a. Personal Information:
- • Name
- • Address
- • Email address
- • Phone number
- • Date of birth
- • Identification documents (e.g., national ID, passport, driver’s license)
- • Financial information (e.g., bank account details, transaction history, credit history)
b. Non-Personal Information:
- • Browser type and version
- • Operating system
- • Referring website
- • Pages visited on our site
- • Time and date of visit
- • Internet Protocol (IP) address
2. How We Use Your Information
We use the information we collect for various purposes, including:
- • To provide, operate, and maintain our services
- • To process transactions and manage accounts
- • To communicate with you, including responding to inquiries and providing customer support
- • To send promotional materials and updates about our services
- • To improve our website and services
- • To comply with legal and regulatory requirements
3. Information Sharing and Disclosure
We may share your information in the following circumstances:
- • With Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, and marketing assistance.
- • For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
- • Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
- • With Your Consent: We may share your information with your consent or at your direction.
4. Data Security
We implement a variety of security measures to maintain the safety of your personal information. These measures include physical, technical, and administrative safeguards to protect against unauthorized access, alteration, disclosure, or destruction of your personal data.
5. Retention of Your Information
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, comply with our legal obligations, resolve disputes, and enforce our agreements.
6. Your Data Protection Rights
Depending on your jurisdiction, you may have the following rights regarding your personal information:
- • The right to access – You have the right to request copies of your personal data.
- • The right to rectification – You have the right to request that we correct any information you believe is inaccurate.
- • The right to erasure – You have the right to request that we erase your personal data, under certain conditions.
- • The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.
- • The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.
- • The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date at the top. You are advised to review this Privacy Policy periodically for any changes.
8. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
BC Kash Microfinance Bank Limited
119, Ikorodu Road
Lagos, Lagos State
Email: info@bckashmfb.com.ng
Phone: +234 905 391 3206
By using our website and services, you consent to the terms of this Privacy Policy.